The Best Free Budget App for iOS

Finma is your personal finance assistant that helps you track and plan all your expenses in one place. Built to automate the boring task of expense entry, Finma lets you import expenses from PDFs, CSVs, Email, SMS, or directly from your bank using Plaid.

Works offline • Unlimited free budgets & entries

Finma app screenshots

Looking for the best free budget app for iPhone? Finma is the answer.

Why Finma is the Best Free Budget App

Privacy First

Finma stores all your financial data locally on-device. Not even we have access to your transactions.

Generous Free Tier

Unlimited transactions, unlimited budgets, unlimited rules, and track up to 3 subscriptions for free.

Budget Alerts

Set category-wise budgets and get alerted when you cross your set threshold. Never overspend again!

Rule-Based Auto-Categorization

Use simple text or advanced regex rules to automatically categorize your transactions.

Subscription Tracking

A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently.

Payment Reminders

Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders up to a week in advance.

Visual Filtering

Find the transactions you need even faster with a visual approach. Filter by category and month with just a tap.

Interactive Charts

All charts and graphs are interactive. Combine categories and months to get deep insights into your spending.

Cash Flow

Know your overall financial health at a glance. Compare income and expenses over time and plan better.

PDF Import

Import transactions in bulk by uploading PDF statements or scanning receipts.

Email & SMS Sync

Automatically import transactions from emails and SMS alerts sent by your bank.

Direct Bank Sync

Sync with all major banks in the US & Canada using Plaid. Data is synced directly to your device for maximum privacy.

Users Love Finma

"Finma is hands-down the best free budget app I've used. Setup took minutes and now I always know exactly where my money goes."
— Ashley R., App Store Review

Ready to Take Control of Your Money?

Download Finma for Free

Have questions? Contact Support